The public law fund idea is also to the liking of hospitals' association chairman Urmas Sule, who said that additional financing should be found for the fund as recent sums are insufficient. Sule said that constant efforts to cut in-patient care volumes that cause hospitals to send patients home and therefore increase the likelihood of treatment mistakes are bad enough.
«The system's operation should be carefully thought out before it is launched. We believe it would be sensible to have it operate as a separate agency, similarly to the unemployment insurance fund,» Sule added. He believes that in order to attach the fund to the health insurance fund, sickness benefits should be taken out of the latter's budget to free up funds.
Voluntary insurance currently covers a little more than 70 percent of Estonian doctors. Most are members of the Estonian Medical Association where insurance against severe mistakes in treatment is included in the 9-euro membership fee.
Cost two million euros
Piirsalu said that if insurance currently deals with a few dozen compensation claims annually, the social ministry forecasts that number could grow to 500 cases in the new system. Treatment mistakes are confirmed in one case in three in Finland. In a situation where compensation would be paid on par with Finland and in the same relative proportion to cost of living, the new system would cost a little over 2 million euros.
Head of the health care network at the Ministry of Social Affairs Heli Paluste said that the system's launch is scheduled for 2018 when insurance will become mandatory for all institutions licensed to offer medical services, including dental and private practices. She said that it is important both doctors and patients would be satisfied with the new system. The necessary funds will be found from the state budget.
Other European countries that have non-fault liability patient insurance systems include Latvia, Denmark, Norway, Sweden, Belgium, and the United Kingdom. Patients first have to prove medics' guilt in other countries.